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Know your state and country foreclosure laws. Though foreclosure means a home being sold off to cover the debt, the process and regulation involved differ from country to country, and state to state. You can look at your local government housing program representative to get more accurate information about state regulations. If you can afford one, you can also hire a real estate lawyer to look at your options.
4. Talk with a housing consultant. Though there are professional consultants out there, you should know that there are several groups providing support for free. You can check government agencies and non-profit organizations to get assistance. In the US, you have the Housing and Urban Development agency, which can connect you to counselors who can give reliable advice on your foreclosure situation.
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